About Ownby
Ownby Insurance Service has been insuring overnight rentals, vacation rentals and short-term rentals of all kinds for over 20 years. While many carriers have decided to leave the marketplace for short-term rental insurance in the Great Smoky Mountains area, we have some very respected and financially sound standard insurance carriers that we use.
These companies have been writing vacation rentals for many years and offer great coverage at the most competitive prices. We are able to handle any type of rental, whether you have a cabin, condo or most any other type of rental dwelling.
There is also no problem getting insurance through our program even if your rental is located in a remote area such as. Chalet rentals are a major part of the attraction of our area and it is our goal to help rental owners such as yourself get the coverage you need at a price you can afford. We pride ourselves in giving our clients the best professional service in every way and you will be treated like a treasured guest by our staff no matter if you are a brand new customer or you’ve been with us 50 years.
In most cases we can provide a quote within 24 hours of the receipt of your application. Please fill out our Quote Request as thoroughly and honestly as you can and we will get back to you with a quote on your vacation cabin.
Program Features
- Building & Contents Coverage
- Rental Income Protection
- General Liability Coverage Up to $1,000,000 per occurrence / $2,000,000 aggregate
- Medical Payments available
- Deductibles start at $1,000
- Remote areas are OK
- Hot Tubs & Pools are OK
- Flexible payment plans available and escrow billing to your mortgage company is also available
- Discounts for alarm systems and other protection devices
- Coverage is available anywhere in Tennessee
- Umbrella coverage is also available
- Property manager can be added as additional insured to liability
What Our Clients Say
