Get a Quote By Ownby Insurance


Trusted Choice

Trusted Choice logo

Our agency is here to help you and your business. From requesting a basic quote to building a custom package that fits all of your needs, Ownby Insurance Service, Inc. is your one-stop shop for all things related to rental property Insurance.

Vacation Cabins

We have several companies that offer insurance coverage for your cabins or other stand alone dwellings.

Vacation Condos

Log cabin interior

We also have markets for condo units, homeowner associations and other rentals in multi-family buildings.


General Liability Coverage for your cabin of $1,000,000 per occurrence automatically included.


Special form coverage with replacement cost available on most policies


  • Umbrella
  • Earthquake
  • Flood
  • Mechanical Breakdown
  • And More

About Us

Ownby Insurance Service, Inc. was founded in 1952 by Clyde Ownby. Clyde had a passion for helping others and the reputation of always being honest and fair with everyone he came in contact with.


Ownby Insurance is built on these values and our customers are our first priority. Ownby Insurance is a family operation and is owned by Mike and Kevin Ownby.

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Some Of What We Insure

Investment Properties


Rental Dwellings

Homeower Associations


Why Choose Us?

Our goal is the be the No. 1 resource for Vacation Rental Cabin Insurance in the Sevier County Area. We want to serve our clients in an above and beyond way that assures our customers of their excellent care.

Get a Quote

If you are looking for insurance with a personal touch you will find that level of service at Ownby Insurance.

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Vacation Cabin or Condo Insurance FAQ’s

There are many things to know before purchasing insurance for your new Vacation Rental home. We are providing only a few questions here for your information. At Ownby Insurance we pride ourselves in personal service.  Each home is special and each home requires special attention for the proper insurance for the home.