Cabin Insurance

Protect your seasonal home with a specialty policy.

Cabin Insurance Is Like Home
Insurance...Kind Of.

Whether your vacation home is a small, inherited cottage in the woods or an upscale lakeside cabin in a gated community, you need a policy that will protect its value and your responsibility for liability on the property. Cabin insurance will cover many of the same losses as a primary home insurance policy, but your cabin’s unique risks when left unattended – like theft, vandalism, fire, unruly renters, and more – qualify it for a unique insurance policy.

Our Cabin, Lake House, and Short-Term Rental Insurance Policies include many important coverages such as:

  • Personal Property
  • Premises Liability
  • Vandalism
  • Burglary & Theft
  • Earthquake coverage available
  • Sinkhole coverage available
  • Service Line coverage available
  • Extended liability limits available
  • And more

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Key Features

  • Building & Contents Coverage
  • Rental Income Protection
  • Base liability limits of $1M are included, but higher limits are available
  • Medical Payments available
  • Deductibles starting at $1,000
  • Remote areas are okay
  • Hot Tubs & Pools are okay
  • Flexible payment plans available and escrow billing to your mortgage company is also available
  • Discounts for alarm systems and other protection devices
  • Umbrella coverage is also available
  • Property manager can be added as additional insured to liability

Ask Us How to Keep Your Investment Property or Vacation Home Protected

Our agents understand how important your vacation home is to you and your family. Determining which insurance is right for you can be a difficult decision to make, especially since vacation rental and secondary home insurance premiums tend to cost more than primary home insurance. Trust us to shop our carriers and find you the best solution for protecting your seasonal home all year round!

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